Hold me... accountable, that is
In an earlier post, I announced that I would begin a new accountability regime: posting my goals and my progress toward them to this blog once a month. Several of you, both readers and fellow bloggers, expressed interest in doing the same. I'm inviting everyone to participate who would like to post something similar on their blogs. Email me your blog entries and I'll post them links to them here as well.
Without any further ado, I give you my first Hold Me Accountable post.
Physical
This is probably the area where I've lost the most steam as of late. It is also the one that I would like to get back on track with the most. When I treat my body well, it treats me well. Everything else runs so much more smoothly in my life when I feel good physically. There are three components to my physical goals: exercise, diet and overall health.
Exercise
I took up running in late December last year. I put running down around the beginning of May. I had been training for a relay marathon and once it was over, so was the training. I need a goal in order to stay motivated in my running, even though I love it. I know I'm going to feel good after a run (phenomenal, actually), but the motivation I need is when I really don't feel like waking up early and lacing up my shoes. So, I'm going to sign up for a half-marathon. I'm confident I can do it if I start training now. I'll do short runs on Mondays, hard runs on Wednesdays, cross-train on Saturdays and long runs on Sundays.
Goals: Sign up for half-marathon in October; beginning training schedule.
Diet
I don't mean diet in the sense that I'm trying to lose weight. I'm not. I simply want to give my body good fuel, not crap. The main threat to my diet is the vending machines at work. If I forget (or am too lazy) to make my lunch, I'm known to eat a lunch of chips and soda. Blech. I've already begun to make dinner at night and bring leftovers to work. Note: This helps financial goals as well - double-plus bonus! I'm also really bad about keeping my refrigerator at home stocked. When it's full, not only do I eat better and save money on eating out, but it gives me an odd sense of fulfillment. Hmm.
Goals: Cut out soda, vending machine snacks; bring healthy lunches and snacks to work; keep home fridge stocked.
Health
You've heard me complain about my sinus infections ad nauseum, I know. I bought a neti pot (for nasal irrigation) because I heard from many, many sources that it works wonders. I've been too chicken to try it, even though I feel confident it will help. I've been battling some serious fatigue, probably due to sinus infections and not exercising, which is added incentive for the workout routine. Finally, it's been about 3 years (!) since I've been to the dentist. Yikes.
Goals: Use neti pot three times a week for one month; see dentist.
Relationships
My biggest issue with my relationships right now is that I'm spending an awful lot of time with a certain someone instead of spending some time with myself, my friends and my family. This was fine and well in the budding stages of the relationship, but now that things have settled down a bit I desperately need to hook back up with my friends and fam.
Goals: Hang out with my three best friends for some serious QT at least once this month; visit my aunt and my grandmother.
Career
For now, thing seem to be going really well with my 8-5 job. I'm relatively focused and my recent annual performance evaluation was stellar (including a raise!). Guess where nothing is happening? That's right - my business. uSavvy, my IT consultancy, has one client, no actual tax ID number, nothing, plus a website that's just sitting there, all designed and hosted and not actually up. Include my blog in here, and I haven't been posting as regularly as I would like, which is about 3-4 times per week.
Goals: Obtain tax ID number and sole proprietor status; open bank account; finish site buildout and get online; buy business cards; write business plan; blog 3-4 times per week.
Financial
I have two areas I'm currently working on financially. I've got terrible credit (hey, I drank heavily during those pivotal post-college years), and practically no savings... OK, no savings if you aren't counting that $50 in my ING Orange savings account. I started the ball rolling on this one yesterday though. My pay increase will show up in my next paycheck and instead of rejoicing at the extra money, I already set up an autodraft for the increase amount to pay down my credit card. I also have an autodraft set up for a student loan I am rehabilitating, as well as one for $50 per paycheck to my savings account. Once the credit card is paid down, I will up my savings autodraft to include the amount from the pay increase. The problem with my savings account is that I almost always tap into it. I'm a little more solid financially right now, so my goal is not to do that.
Goals: Pay off credit card in 2.5 months; continue savings without touching it.
Spirituality
I don't talk about my spirituality very much on this blog, even though it's a big part of my life. The truth is that I've been a little disappointed in my spirituality lately... or my lack thereof. I'm not a churchgoer, that's just not for me. However, I do pray and meditate. I include my sobriety as part of this picture because the way I stay sober is to work a spiritual program. I go to three or four 12-step meetings every week, but I'd like to start branching out a little more into more groups besides my home group, particularly to this one young people's group. I'd also like to try to meditate in the mornings, even if it's just for a short time period.
Goals: Attend one non-home group 12-step meeting per week; meditate twice a week.
General
Finally, this part relates to my overall life goals, mood and emotions. I'd say lately I've been in a funk. Definitely in a funk. It's not enough for me to focus on my short-term goals, so I need to keep my long-term goals on the burners, too. I really would like to move to a larger city. I would like to either advance to the next level of my career in research or I would like to take my business full-time. I would like to be a less selfish person on a day-to-day basis. The other day I realized at the end of the day that I was the only person I had thought about all day. That sucks. And I'm guessing that it probably also makes me a pretty obnoxious person to deal with.
Goals: Mostly just to keep my larger life goals top-of-mind; try to think of other people and how I affect them throughout my day.
I will keep you all up-to-date with my progress on a monthly basis, at the very least. I hope that some of you will jump in and participate. It would be really great to have a community of people who are all holding each other accountable, encouraging one another and learning what works and what doesn't in real time, wouldn't it?
Related articles:
Got goals? Hold yourself accountable
How baby steps became a huge deal
Stand up and be accounted
How I change my habits
Subscribe with RSS here or enter your email address in the top lefthand corner to get this blog delivered directly to your inbox.
Without any further ado, I give you my first Hold Me Accountable post.
Physical
This is probably the area where I've lost the most steam as of late. It is also the one that I would like to get back on track with the most. When I treat my body well, it treats me well. Everything else runs so much more smoothly in my life when I feel good physically. There are three components to my physical goals: exercise, diet and overall health.
Exercise
I took up running in late December last year. I put running down around the beginning of May. I had been training for a relay marathon and once it was over, so was the training. I need a goal in order to stay motivated in my running, even though I love it. I know I'm going to feel good after a run (phenomenal, actually), but the motivation I need is when I really don't feel like waking up early and lacing up my shoes. So, I'm going to sign up for a half-marathon. I'm confident I can do it if I start training now. I'll do short runs on Mondays, hard runs on Wednesdays, cross-train on Saturdays and long runs on Sundays.
Goals: Sign up for half-marathon in October; beginning training schedule.
Diet
I don't mean diet in the sense that I'm trying to lose weight. I'm not. I simply want to give my body good fuel, not crap. The main threat to my diet is the vending machines at work. If I forget (or am too lazy) to make my lunch, I'm known to eat a lunch of chips and soda. Blech. I've already begun to make dinner at night and bring leftovers to work. Note: This helps financial goals as well - double-plus bonus! I'm also really bad about keeping my refrigerator at home stocked. When it's full, not only do I eat better and save money on eating out, but it gives me an odd sense of fulfillment. Hmm.
Goals: Cut out soda, vending machine snacks; bring healthy lunches and snacks to work; keep home fridge stocked.
Health
You've heard me complain about my sinus infections ad nauseum, I know. I bought a neti pot (for nasal irrigation) because I heard from many, many sources that it works wonders. I've been too chicken to try it, even though I feel confident it will help. I've been battling some serious fatigue, probably due to sinus infections and not exercising, which is added incentive for the workout routine. Finally, it's been about 3 years (!) since I've been to the dentist. Yikes.
Goals: Use neti pot three times a week for one month; see dentist.
Relationships
My biggest issue with my relationships right now is that I'm spending an awful lot of time with a certain someone instead of spending some time with myself, my friends and my family. This was fine and well in the budding stages of the relationship, but now that things have settled down a bit I desperately need to hook back up with my friends and fam.
Goals: Hang out with my three best friends for some serious QT at least once this month; visit my aunt and my grandmother.
Career
For now, thing seem to be going really well with my 8-5 job. I'm relatively focused and my recent annual performance evaluation was stellar (including a raise!). Guess where nothing is happening? That's right - my business. uSavvy, my IT consultancy, has one client, no actual tax ID number, nothing, plus a website that's just sitting there, all designed and hosted and not actually up. Include my blog in here, and I haven't been posting as regularly as I would like, which is about 3-4 times per week.
Goals: Obtain tax ID number and sole proprietor status; open bank account; finish site buildout and get online; buy business cards; write business plan; blog 3-4 times per week.
Financial
I have two areas I'm currently working on financially. I've got terrible credit (hey, I drank heavily during those pivotal post-college years), and practically no savings... OK, no savings if you aren't counting that $50 in my ING Orange savings account. I started the ball rolling on this one yesterday though. My pay increase will show up in my next paycheck and instead of rejoicing at the extra money, I already set up an autodraft for the increase amount to pay down my credit card. I also have an autodraft set up for a student loan I am rehabilitating, as well as one for $50 per paycheck to my savings account. Once the credit card is paid down, I will up my savings autodraft to include the amount from the pay increase. The problem with my savings account is that I almost always tap into it. I'm a little more solid financially right now, so my goal is not to do that.
Goals: Pay off credit card in 2.5 months; continue savings without touching it.
Spirituality
I don't talk about my spirituality very much on this blog, even though it's a big part of my life. The truth is that I've been a little disappointed in my spirituality lately... or my lack thereof. I'm not a churchgoer, that's just not for me. However, I do pray and meditate. I include my sobriety as part of this picture because the way I stay sober is to work a spiritual program. I go to three or four 12-step meetings every week, but I'd like to start branching out a little more into more groups besides my home group, particularly to this one young people's group. I'd also like to try to meditate in the mornings, even if it's just for a short time period.
Goals: Attend one non-home group 12-step meeting per week; meditate twice a week.
General
Finally, this part relates to my overall life goals, mood and emotions. I'd say lately I've been in a funk. Definitely in a funk. It's not enough for me to focus on my short-term goals, so I need to keep my long-term goals on the burners, too. I really would like to move to a larger city. I would like to either advance to the next level of my career in research or I would like to take my business full-time. I would like to be a less selfish person on a day-to-day basis. The other day I realized at the end of the day that I was the only person I had thought about all day. That sucks. And I'm guessing that it probably also makes me a pretty obnoxious person to deal with.
Goals: Mostly just to keep my larger life goals top-of-mind; try to think of other people and how I affect them throughout my day.
I will keep you all up-to-date with my progress on a monthly basis, at the very least. I hope that some of you will jump in and participate. It would be really great to have a community of people who are all holding each other accountable, encouraging one another and learning what works and what doesn't in real time, wouldn't it?
Related articles:
Got goals? Hold yourself accountable
How baby steps became a huge deal
Stand up and be accounted
How I change my habits
Subscribe with RSS here or enter your email address in the top lefthand corner to get this blog delivered directly to your inbox.
Labels: accountability, budgeting, career, diet, entrepreneurship, exercise, goal-setting, health, life, organizational, personal finance, productivity, relationships, small business, wellness, work
posted by Holly Hoffman at
12:14 PM
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8 Comments:
Hey, keep up the good work, I've signed up for a Marathon in October also, that's the only way I can stay motivated, by having some goals to work towards.
question: why do you need a different tax id number if you're keeping the business as a sole proprietor? Kind of makes no sense, if you had an LLC, which you should, it's pretty easy to get an IRS tax id for it, just go to http://www.irs.gov/businesses/small/article/0,,id=98350,00.html and you can get one in about five minutes.
Andre
@Andre: Which marathon? The one I'm doing is only halfsies, but my goal is to get to a marathon in 2009. Like you, I just can't seem to stay motivated otherwise.
As to the tax ID/sole proprietorship: Yes, to all my readers, I know that I both need and should get an LLC, and I intend to, but it that costs a few hundred dollars. If you read the financial goals, you'll see I don't have that. I need to have something in place, and the sole proprietorship (from what I understand) allows me to business under the alias "uSavvy Services," including having checks written out to it, a bank account and allowing my clients to write off my services. The tax ID (again from what I understand) will allow me to start paying taxes on what I'm earning on the business.
As I've understood it thus far, it should be fairly easy for me to switch from the SP to an LLC. And if anyone wants to help me form an LLC for the $30 it costs to form a sole proprietorship, then I'm game. As soon as I get the money, I'll pull the switch. After all, I don't want my personal assets (meager as they are) at risk.
Now, I don't know anyone who has experience in forming their own business in Texas, so I definitely welcome advice. That's one of the reasons I'm putting all of this out in the publich.
He great post
congratulations on the 1/2 marathon if you have questions about trainning or racing let me know I ll be glad to help you
I ll be trying to set up my goals as well regarding the gas post that is great we are going back to how it use to be
My wife and I started 3 LLCs so far (yes, that's a lot!). You are right on the money when you say that you can go from SP to LLC easily. It's a little harder to do it the other way around.
Aside from that, there are two things you need to do with an LLC to keep your personal assets protected. First, do not lift the "corporate veil". That means never use the company's assets for personal reasons. If you get sued and it is found that you have done so, then your personal assets are fair game. Second, don't get a loan that you have to personally guarantee! Most loans will require that anyway, at least in the first couple years of your business, until you can secure them with business assets.
Getting an LLC going is simply a matter of going to the court house, getting a DBA (doing business as) to make sure the name isn't taken, file some paper work (can't remember exactly, but they'll tell you). Then, file with the secretary of state. You can do that online. And yes, it costs about $350 to file, without counting the 2 or 3 fees you'll have to pay at the courtroom (around $20-$30.)
Phew, longest comment ever!
@eric: Thanks for the support! Having other runners and athletes behind me really helps me stay motivated. I can't BS you guys! I'd love to hear your goals.
@louis salin: Thank you thank you thank you for the tips! I knew the ballpark figure was somewhere around $300-$400 and that's nothing to sneeze at in my budget. It's good to know that once the money is there the rest of it's not tough. Comment lengthily anytime!
Wow, girl you've been busy! I read your blog to be inspired :-) and today I am so impressed with you.
You may not have it "together" but at least you know where the hell you are trying be to. I, on the other hand...... not so much. Now I'm just going to steal your idea and do this for myself :-D
Good luck with this, Holly. I'm rooting for you!
@monicarol: Thank you so much for the kind and encouraging words! If you do decide to do a little goal & accountability work on your blog, please let me know. I want to follow your progress and offer encouragement also!
Holly finally did some goal setting on my blog. Thanks for the motivation. Check it out!
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